Cognielo is the life OS that knows you without knowing anything about you. 20 surfaces in one encrypted brain on your phone: 8 life-domain apps (money, health, legal, work, social, home, learning, hobbies), 11 ecosystem & utility apps (calendar, pets, vehicles, vault, browser, compose, passwords, chat, commerce, inspiration, Elocoin wallet), and the Cognielo Hub orchestrator. We literally cannot read any of it. 500 connectors absorbed into one operator that structurally cannot leak — every breach-prone app in your life consolidated under cryptography you control.
Your HRV tanks the week you file taxes — and your comfort-food spend spikes 34% at the same time.
Over the last 3 tax cycles, your Healthelo 7-day HRV average drops 18% the week your deadline hits. Savelo shows comfort-snack spending jumps $47. Workelo logs 2.3× the calendar load. The pattern is specific to this week, not tax season broadly.
No other life app can say this about you, because no other life app has your money, health, work, and home data in one encrypted substrate on your phone.
Cognielo isn't a monolith and isn't a bundle. Four layers, each blind to the one below — 8 life-domain apps + 11 ecosystem & utility apps + Hub orchestrator riding on one encrypted substrate. The more you understand it, the more valuable it gets.
The pane of glass. 21 dials × 8 life-domain apps. On-device AI reasoning against your own data.
Where cross-app correlation becomes possible. Grant-gated reads. Patent-pending.
On-device utilities that make the data useful. Part of the grant table, not the life-domain grid.
Pulled once, encrypted under a per-domain HKDF key, never pulled again without your action. Your data never becomes our data.
A chat assistant answers whatever you type. A life OS answers what your life actually needs. The gap is what you give it to reason with.
| What you want | A chat assistant | Cognielo |
|---|---|---|
| Knows your health + finances + work together | No. Each chat is a blank page. | Yes. One encrypted substrate across all 20 surfaces on your phone. |
| Runs without sending your data anywhere | No. Every prompt goes to the model provider. | Yes. Correlation runs on-device. Coach queries are opt-in, anonymized. |
| Surfaces cross-domain insights without being asked | No. You have to type the question first. | Yes. "Your HRV tanks the week taxes are due." Proactive. |
| Replaces your ad-tech-funded life-tracking apps | No. It's a conversational layer on top of those apps. | Yes. Savelo, Healthelo, Legelo, Workelo, Homelo, Learnelo, Miscelo, Socielo — all ship with the platform. |
| Designed so the operator cannot read your data | No. The operator can read every message. | Yes. Patent-pending cryptographic architecture — not a promise, a construction. |
| Pays you when you refer a subscriber | No. | Partners in the SDK program earn 20% lifetime on referred Bundles. |
The whole architecture is five rules. Everything else is consequence.
Your data lives on this device. Cognielo can't read it — not because we promise, because we designed it that way. Subpoena-resistant by construction.
Each kit is a full app. They all write to one encrypted substrate. Correlations cross domains because the data lives in the same place — your phone.
The coach runs against your life, weighted by your dials. Not trained on you. Not shared with advertisers. Not used for anyone else's model.
Post-quantum is table stakes. Cognielo's signing keys are bound to non-reproducible LLM-derived entropy that's discarded at keygen time. To forge a signature an attacker would need to time-travel — even with full device compromise + future quantum compute, the historical entropy can't be replayed. Read the math →
Every install ships with a Demo profile alongside your Live one — both encrypted, both yours, switching is non-destructive. See the whole app loaded with curated data before you commit any of your own. Compare what's possible vs. what you want, then build your bundle. Patent claim 1.30: multi-profile substrate isolation via per-profile HKDF.
Each of the 20 surfaces (8 life-domain apps + 11 ecosystem & utility apps + Hub orchestrator) is a full product on its own — the kind of thing competitors charge $12/mo for. The moat is the substrate that holds them all.
Money, investments, budgets, taxes.
Meds, HRV, cycles, labs, immunizations.
POAs, subpoenas, trademarks, licenses.
Career, 1:1s, side hustles, reviews.
HOA, permits, rental P&L, grocery.
Flashcards, certs, adaptive paths.
Hobbies, collections, journaling.
Social media + messaging archives — the attention dial.
The privacy dashboard inside Cognielo shows exactly how many bytes Cognielo's servers have received from your device. It will always say zero. Coach queries reach Claude by Anthropic over HTTPS — anonymized, unlogged, and fully optional.
Every app has a free tier. Add Plus or Pro on the apps that matter to you. Best-Deal Floor: your bill never exceeds the matching Everything bundle, no matter how you shop. Pick 4+ apps Plus → automatic Plus Everything ($14.99/mo, all 20 apps). Pick 4+ apps Pro → automatic Pro Everything ($29.99/mo, all 20 apps). Annual is 12× monthly with your price frozen for a year. (Cryptelo is always free.)
All 8 life-domain apps at Plus for up to 6 household members. Apple Family Sharing. Annual: $275.88.
All 8 life-domain apps at Pro for up to 6 household members. Sonnet always-on for every seat. Annual: $719.88.
$15/seat/mo, 10-seat minimum. All 8 life-domain apps at Pro. HIPAA + SOC 2 available on the Regulated tier ($2,500/mo, 50-seat baseline).
No "two months free" gimmick. The value is the freeze: prepay for the year and your rate is locked even if we raise prices. Whatever per-app bundle you've built — Savelo Pro + Healthelo Plus + Socielo Pro + whatever — converts to an annual at any time. Mix-tier carts bill each tier independently and add the line items; Coach AI runs at the highest selected tier.
Every premium feature in every life-domain app — for life. No monthly charge, no price hike, no expiration. The premium anchor for people who decide we're worth their trust before the reviews come in.
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