Savelo absorbs your bank, brokerage, and credit accounts via Plaid + Yodlee + 500 partner connectors. Every transaction is encrypted under per-app HKDF keys we cannot read. Coach AI helps you understand your money on-device; nothing leaves your phone in the clear.
Calm-direct features. No growth-hack copy. Each one ladders to a specific patent claim and a specific line of source code.
Real-time aggregation across every connected account, encrypted on your device. The operator sees zero account balances.
Generate Plaid-validated asset statements for legal or financial proceedings — no third party in the chain of custody.
Pattern recognition across categories without any data leaving the substrate. Recommendations that actually understand you.
The substrate. Local-only data, full encryption boundary, basic kit features. No ads, ever.
Coach AI on this kit. Cross-device sync via operator-blind P2P. Per-kit advanced features.
Everything in Plus + heavier Coach quotas, deeper drill-downs, cross-kit insight contributions.
Best-Deal Floor: pick 4+ kits Plus → automatic Plus Everything $14.99/mo. Pick 4+ kits Pro → automatic Pro Everything $29.99/mo covering all 20. Cryptelo always free. Family Pro $59.99. Founders Lifetime $599.99 once.
These apps watch your money to monetize you. Savelo watches your money to help you. The difference is who can read it.
Comprehensive list — if a tool you use isn't here and you'd be open to switching, tell us: press.html.
Savelo is covered by U.S. Provisional Patent Application No. 64/041,821 and the May/June 2026 follow-on cluster. The substrate-locality covenant is a cryptographic property of the file format, not a marketing posture.