Pricing v3

Free first. Mix and match. No ads, ever.

Every app has a free tier. Add Plus or Pro on the apps that matter to you. Best-Deal Floor: your bill never exceeds the matching Everything bundle, no matter how you shop. Pick 4 or more apps at Plus → automatic Plus Everything bundle ($14.99/mo). Pick 4 or more apps at Pro → automatic Pro Everything bundle ($29.99/mo). All 20 apps at Plus → $14.99/mo. All 20 apps at Pro → $29.99/mo. Annual is 12× monthly with your price frozen for 12 months. Cryptelo is always free.

Consumer ladder

Free → Plus → Pro. Best-Deal Floor.

Plus $4.99/app/mo · Pro $8.99/app/mo · Plus Everything $14.99/mo · Pro Everything $29.99/mo. The bundle is a price ceiling, not a separate product. Whether you shop per-app or pick the bundle, you pay the lesser of (a) your per-app sum or (b) the Everything bundle for the highest tier in your cart. Coach AI runs at the highest selected tier across mixed carts. Cryptelo is always free.

Free
$0 / mo

Every app. Basic tier.

  • All 20 surfaces (Hub + 19 kits), readable + writable
  • One smart Coach question per day
  • Cross-app insight rotation
  • Privacy dashboard
  • Export everything, always
  • Cryptelo always free
Per app · Plus
$4.99 / mo

Plus

  • Unlimited Coach (Haiku-tier)
  • Premium surfaces inside the app
  • All imports for that domain
  • Pick 4+ apps Plus → auto-promotes to Plus Everything ($14.99/mo)
  • All 20 apps at Plus → $14.99/mo
Per app · Pro
$8.99 / mo

Pro

  • Sonnet always-on, Opus quarterly Vista
  • Deep cross-app reasoning
  • Professional sharing (CPA / attorney / clinician)
  • Pick 4+ apps Pro → auto-promotes to Pro Everything ($29.99/mo)
  • All 20 apps at Pro → $29.99/mo
Pro Everything
$29.99 / mo

All 20 apps at Pro.

  • Every premium surface across every app
  • Opus-class deep analysis (quarterly Vista)
  • Professional sharing
  • Court-admissible Plaid asset reports
  • Annual: $359.88 · price frozen 12 months
Family

Up to 6 household members. One bill.

Family Plus Everything · $22.99/mo

All 20 apps at Plus for up to 6 household members. Apple Family Sharing. Annual: $275.88 with 12-month price freeze.

Family Pro Everything · $59.99/mo

All 20 apps at Pro for up to 6 household members. Sonnet always-on for every seat. Annual: $719.88 with 12-month price freeze.

Coach quotas · transparent

Monthly Coach budget per tier.

Cognielo guarantees over-90% gross margin against Anthropic token pass-through. The way we keep that promise — without ads, without data sales, without unannounced price hikes — is a transparent monthly Sonnet-turn budget per tier. Unlimited Haiku always. Past your Sonnet quota, Coach drops to Quick mode (Haiku) for the rest of the month, then resets on the 1st. Your data, privacy, and plan stay unchanged.

Tier Sonnet / mo Haiku / mo Opus / mo Voice min / mo Datelo dials / mo
Free030000
Plus (per app)8100000
Pro (per app)30unlimited055
Plus Everything50unlimited000
Pro Everything100unlimited4 (1/qtr)3030
Family Plus (per seat)30unlimited000
Family Pro (per seat)80unlimited4 (1/qtr)2020
Teams (per seat)50unlimited01015
Regulated (per seat)200unlimited12 (1/mo)6060
Founders Lifetime200unlimited52 (1/wk)90unlimited

A "Sonnet turn" is one round-trip Coach exchange routed to Anthropic Claude Sonnet. Our routing logic auto-selects Haiku for short / quick exchanges and reserves Sonnet for cross-app reasoning. Most users never approach the Sonnet quota; the cap exists so the heaviest power user still keeps us at over-90% gross margin without an ad-supported tier ever being on the table. Quotas locked 2026-04-27 per MARGIN_RECHECK_2026-04-27_FULL_USAGE.md.

Lifetime · brand anchor

Founders Lifetime — $599.99 once. 1,000 seats.

The highest-conviction tier we ship. Pay once, hold Pro Everything across all 20 apps for the lifetime of your account. The cap is 1,000 seats and the cap is real — the unit economics close only with it.

  • Pro Everything across all 8 life-domain apps (claim 1 substrate)
  • Datelo Pro overlay (claims 7 + 7.5 + 7.6 + 7.7)unlimited preview render
  • Opus weekly cross-app correlation (vs Pro Everything's quarterly)
  • Cross-app proactive nudges (3 push insights/day)
  • Compelo long-form document assistance (Opus-tier output)
  • Multilingual Coach (8 languages)
  • Hub LifeScore weekly Opus recompute
  • Annual "Your Year on Cognielo" cross-app insight export (Opus-tier)
  • Cryptelo always-free (claim 1.15) — universal across all SKUs
  • Breachless Architecture v1.0 (claims 1.15 + 1.25–1.28) — universal, no upcharge
  • Founder badge + early-access flag for new kits
Read the Founders Lifetime page →
Business

Teams + Regulated.

Cognielo for Teams · $15/seat/mo

10-seat minimum. Every seat gets Pro across all 8 life-domain apps. Apple Business Manager compatible. Workelo + Legelo compliance bundle. Annual: $180/seat with 12-month price freeze. Teams page →

Regulated · $2,500/mo

50-seat baseline. HIPAA BAA (Cognielo + Anthropic), SOC 2 Type II audit on request, single-tenant vault isolation, dedicated Slack with founders. Annual: $30,000.

Annual policy

12× monthly, 12-month price freeze.

No "two months free" gimmick. The value is the freeze: prepay for the year and your rate is locked even if we raise prices. Whatever per-app cart you've built — Savelo Pro + Healthelo Plus + Socielo Pro + whatever — converts to annual at any time. Mix-tier carts bill each tier independently and add the line items; Coach AI runs at the highest selected tier.

SDK partners

Indie / Standard / Enterprise.

Wrap your iOS app in Cognielo's substrate as a first-class surface alongside our 20. Indie $199/yr, Standard 2% of ARR (capped $25K/yr), Enterprise from $100K/yr. Every tier carries a 20% lifetime revenue share on Cognielo subscriptions referred through your app — Cognielo pays you, not the other way around. SDK / BD page →

What's not in the price

Things we won't charge you for. Ever.

Ads

No ads. Ever. The unit economics close at over 90% gross margin against Anthropic token pass-through. We don't need to monetize the user.

Cryptelo

The Elocoin wallet UI is always free for everyone. No subscription. Patent claim 1.15 — always-free pricing covenant.

Breachless

Post-quantum signing tree, multi-profile cryptographic isolation, LLM-bound HKDF entropy. Universal across every SKU. No upcharge.

Get on the waitlist → Or claim Founders Lifetime